Paying Off Student Loans

Make a Payment

YourLoanAdviser offers several options for paying off student loans. Each option puts you in control of the timing, amount and method in which you pay your loan.


It's easy to make a payment electronically – either by logging in to your account or through your bank or credit union’s online bill pay service.

Pay Via Your YourLoanAdviser Account

  • Step 1: Log into your account from any mobile device or computer. If you don’t have a YourLoanAdviser account, you must create your account first.

  • Step 2: You have the option to make a one-time payment or set up a recurring payment. You can pay from a checking or savings account or use a debit card. Payments made prior to 6 PM central time will be credited to your loan that day. Payments received after 6 PM central time will be credited the following day. The payment will be viewable on your account the next business day.

Bill Pay Service
Contact your financial service provider for directions to set up bill pay. YourLoanAdviser Lending Services, LLC is the company you will search for within the Payee search feature on the bill pay site. If you can’t find YourLoanAdviser using search, you will need to enter the following information manually:

  • YourLoanAdviser Lending Services, LLC
    PO BOX 91910
    Sioux Falls, SD 57109-1910

You will need your account and loan number when setting up bill pay. When you enter your account and loan number please separate them with a dash (-).


For paying off student loans by telephone, simply have your checking account, savings account or a debit card information available and call your student lending specialist at (877) 354-2629, Monday through Friday between the hours of 8 AM and 6 PM central time.


Keep in mind your payment is credited to your loan on the day YourLoanAdviser receives it. Please plan for mailing time.

  • Step 1: Detach the bottom of your billing statement, or provide your name and account number on the memo line of your check.

  • Step 2: Include a check or money order made payable to YourLoanAdviser and mail to:

    • YourLoanAdviser
      PO BOX 91910
      Sioux Falls, SD 57109-1910

Please don’t send cash in the mail.